Economía

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El efecto del crecimiento económico y del patrimonio de la banca privada en el rendimiento de las empresas de seguros privados del Ecuador
(Univeridad Técnica de Ambato. Facultad de Contabilidad y Auditoria. Maestria. Maestria en Economía con mención en Banca y Finanzas, 2024-11) Minchala Jara, Jeferson Eduardo; DT - Albuja Batallas, Andrés Fabián
The present research is based on knowing if the economic growth and the assets of private banking have an impact on the profitability of insurance companies in Ecuador; this study focused on the period from 2006 to 2020. To meet the objectives, a survey of information is first applied through the collection of data from both endogenous and exogenous variables where the current situation of the profitability of insurance companies is analyzed taking as indicators the ROE, ROA and ROS of each year presented on the official website of the Superintendency of Companies, Securities and Insurance, then through an exploratory methodology the evolution of the independent variables is identified; followed by a correlational study where the degree of relationship between endogenous and exogenous variables is measured. Finally, a simple linear regression econometric model is applied to obtain the results, showing that the assets of private banking directly influence the growth of the profitability of insurance companies, while economic growth measured through GDP has no direct impact on this dependent variable.