Gestión Financiera - M

Permanent URI for this collectionhttp://repositorio.uta.edu.ec/handle/123456789/3655

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Subject: search.filters.subject.LIQUIDEZ

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    EL FACTORING COMO HERRAMIENTA FINANCIERA PARA MEJORAR LA RENTABILIDAD DE LAS PEQUEÑAS Y MEDIANAS EMPRESAS TEXTILES DE LA ZONA URBANA DEL CANTÓN AMBATO DURANTE EL AÑO 2015
    (2017-02) Barrionuevo Santamaría, Enma Gabriela; DT - Córdova Pacheco, Ana Consuelo
    The present research work entitled ―Factoring as a financial tool to improve the profitability of small and medium-sized textile companies in the Ambato‘s urban area during the year 2015‖ addresses one of the problems facing the country's business sector , As of the province of Tungurahua in both small and medium enterprises. Specifically in the textile sector, there is a common problem that is the lack of liquidity, due to the late recovery of the collection portfolio, which is why we have tried to find different solutions for companies to have a normal development and their Turn business does not stop. Some of the solutions that these companies for which they have chosen have not necessarily yielded the expected results, since when they turn to illegal financing with high interests, in the long run they lead to greater expenditure of financial resources, becoming a solution at the moment but totally inadequate. Both the lack of liquidity causes a stagnation in the companies.
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    Los procesos de concesión de créditos y la liquidez en la Cooperativa Minga Ltda.
    (Universidad Técnica de Ambato. Facultad de Contabilidad y Auditoría. Dirección de Posgrado, 2016-05) Guerrero Palacios, Ana Belén; DT - Vásconez Gavilánez, Lidia Rosario
    Credit Unions in Ecuador have had a great evolution thanks to the control that has exercised the Superintendency of Popular and Solidarity Economy, because of the lack of monitoring of the Control Agencies in previous years, has resulted in the implementation of procedures for granting of credits that are not substantiated or regulated, which resulted in many of the institutions high delinquency rates by the difficulties that occur when running the recovery process, due to the absence of legal documents that argue, support and can sustain the credit, which makes complex collection pre judiciary and judicial. This set of factors that complicate the collection make the cooperative leave to earn income and receive necessary resources for the implementation of their normal daily activities such as the fulfilment of one of its objectives is to promote the productive sector through the placement of resources through the delivery of microcredit, on the other hand does not allow it to cover the demand for withdrawals from savings and investments of its partners and the fulfilment of its obligations with suppliers. These processes in which determine the deposits of cash by the institution for the analysis and distribution of resources, are called management of liquidity risk and is based primarily on the study of all the odds and sources that has the institution to receive resources and the destinations that are going to give you, taking into account the demand for withdrawals from savings and investments of its partners, the activities carried out and the obligations that we generate their implementation in order to calculate the liquidity of the institution in which it seeks to ensure that all short-term liabilities are covered by current assets that are immediately processed in cash. This work analyzes the process of granting of credits that runs the Cooperative Minga Ltda., and the influence they have on the Liquidity indicators that presents the institution.
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    La Gestión del Riesgo Crediticio y su Influencia en la Liquidez de la Cooperativa de Ahorro y Crédito Runapak Rikchari
    (2016-05) Ipiales Paredes, César Ricardo; DT - Viera Vasco, Fabrizio Oswaldo
    In this research the issue of credit risk management and its influence on the liquidity of the credit union is Runapak Rikchari development. Risk management is a structured approach to managing uncertainty related to a threat approach, through a sequence of activities, using managerial resources. The qualitative approach was used because the problem itself is investigated theoretically and wide factors involved with financial risk and liquidity variables, we proceeded to collect information to feel and have direct contact with the internal customer. In addition, quantitative research as applied to the analysis and interpretation of results is used. On the basis of the research we can conclude that the credit union Runapak Rikchari the organizational structure of the institution is not very adequate, and that the work that takes place in it is not efficient tan. Why the cooperative can not perform activities well. In addition there is no adequate control of internal processes and not always collection processes and activities carried out are coordinated, there is also inadequate resource optimization.
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    La gestión de tesorería y la liquidez de la Cooperativa de Ahorro y Crédito Kullki Wasi Ltda.
    (Universidad Técnica de Ambato. Facultad de Contabilidad y Auditoría. Dirección de Posgrado, 2015-09) Martínez López, Gissela Maribel; DT - Bedoya Jara, Mayra Patricia
    This work qualification, runs on the credit union "Kullki Wasi Ltda.", In order to investigate how this affects the poor Treasury Management in the liquidity of the entity, which has become a benchmark in many entities for their future, so they have developed management models, methodologies or financial plans which manage the surpluses and available funds properly and provishion, seize the opportunity to earn income through the rotation and investment capital of institutional work, to achieve the loyalty of partners and customers of the entity; inadequate financial risk management, current issues affecting the company's profitability and sustainability, showing effects as the mishandling of funding sources, increased bad debts, liquidity and volatility increased financial and operational expenditure, because of inadequate cash management, outdated policies and processes of economic financial management, poor financial and administrative planning, the poor financial analysis of the economic resources available to the entity, situation that might anticipate possible changes in the internal and external short-, medium- and long-term conditions, you can not predict the future but if foresee figures and risks, making decisions involving the preparation of possible outcomes. The study and analysis of financial and economic information 2014 of the entity, indicate that there is vulnerability and financial volatility, in terms of liquidity and risk concerns; risk management reduces the likelihood of a loss occurring and minimizes if it occurs, so it is important to have a liquidity contingency plan that enables business continuity to avoid affecting the institutional image; through optimizing cash flows through cash flow forecasts.