Gestión Financiera - M

Permanent URI for this collectionhttp://repositorio.uta.edu.ec/handle/123456789/3655

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Author: search.filters.author.Amaguaña Moreta, Diana Carolina

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    La gestión estratégica de costos y el margen de intermediación financiera en la Cooperativa de Ahorro y Crédito Cámara de Comercio de Ambato. Ltda.
    (Universidad Técnica de Ambato. Facultad de Contabilidad y Auditoría. Dirección de Posgrado, 2015-09) Amaguaña Moreta, Diana Carolina; DT - Barreno Córdova, Carlos Alberto
    The present investigation was carried out in Cámara de Comercio de Ambato Ltda. Saving and Credit Cooperative, with the purpose of analyzing the incidence of the cost strategic management in the Financial Intermediation, for an appropriate identification of costs of products and financial services. The high competitiveness in the national financial field through all these years, makes that each one of them try to find the strategies that will help them to achieve the institution's established goals in the strategy plan. The technological advances, the regulations in the control institutions, the high indirect costs, the new demands of the partners and customers, had become in relevant aspects, so that the direction uses the resources in a more efficient and effective way with their business, making it possible to survive in this changing and competitive world. In this sense the cost strategic management is trying to reach a better knowledge of the institution, focusing more in the analysis of the value chain, the strategic position that keeps as well as the causes of the costs, which will help to determine the costs of the activities and manage them in such a way that their value will increase and contribute to have a good rentability in the short and long term. Because of this we can see that the need to utilize the correct tool in the costs management strategy focused to analyze the structure of those costs, meaning not only to the monetary results, in the balance, but also knowing which activities produce more value to the credit union. When applying the focusing in the low costs management strategy based in activities, it will allow us to know which activities generate more value to the process and goal to this costs, so that we can optimize the resources under the direction's management and its team work.