Contabilidad y Auditoría

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Subject: search.filters.subject.COOPERATIVA DE AHORRO Y CRÉDITO ACCIÓN TUNGURAHUA LTDA.

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Now showing 1 - 3 of 3
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    Administración de riesgo crediticio y su incidencia en la morosidad de la Cooperativa de Ahorro y Crédito Acción Tungurahua Ltda., año 2013.
    (Universidad Técnica de Ambato. Facultad de Contabilidad y Auditoría. Carrera de Ingeniería Financiera., 2014-10) Pérez Fiallos, Gabriela Elizabeth; DT - Manzano Martinez, Maria Cristina
    This research aims to minimize the impact on delinquency through the effective management of credit risk in the Savings and Credit Cooperative Action Tungurahua Ltda. 2013. The delinquency with on management of credit risk suitable, the same that is a major innovation in relation to the subject of achieve a greater attraction of credits in the members of differents cities, as also seeks to improve the quality of credit and its main purpose the advance policies of financial backup. According to the research purpose and objectives outlined in the present work, learning to make sufficient eligible to be classified as research that can be applied in our daily lives. For the present investigation was applied of use of techniques, methods where on can specify the certain data processing, volume was based to the sample of the population department credits. The research results confirm the hypothesis, therefore it is concluded that if given the credit risks effectively, minimize their impact on delinquency.
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    El riesgo de crédito y su incidencia en la liquidez de la Cooperativa de Ahorro y Crédito Acción Tungurahua Ltda., de la ciudad de Ambato en el año 2013.
    (Universidad Técnica de Ambato. Facultad de Contabilidad y Auditoría. Carrera de Ingeniería Financiera., 2014-09) Núñez Vargas, Sofía Verónica; DT - Ortíz Coloma, Hernán Paúl
    The Credit Union or Service and Loan - Action Tungurahua Ltd., is an institution that provides financial goods and services, pursuing the economic development of all its members. The current research study aims to develop strategies so that effective decisions are made on time in order that the institution growth and is not affected. The research method used is the field research through surveys applied to the staff members of the Union in order to obtain reliable and accurate information. The application of Financial Indicators allows making a deep analysis of the real financial situation of the Union, and determines the need of a management model to help efficiently manage the risk that the Union has at the moment of granting credit thus the objectives for which the institution was created are achieved. The scoring model is an automatic assessment system of applications for loans that allows the Union to predict the probability that a loan is paid and recovered on time. The Credit Scoring based on 5c of Credit is a non-statistical model based on the type of the applicant, his / her repayment capacity, available capital as a backup, collateral as security for the loan and conditions of the economy in general, allowing the Institution to make accurate decisions when providing loans. In this way, the procedures of the Union will be improved at the moment of providing its financial service by generating positive outcomes that allow the growth and expansion of the Union at the national level. Key words: growth, liquid assets, managements model, procedures, outcomes, loan recovery, risk, decision-making.
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    Control de gastos administrativos y operativos y la liquidez en la Cooperativa de Ahorro y Crédito ACCIÓN TUNGURAHUA Ltda., de la ciudad de Ambato.
    (Universidad Técnica de Ambato. Facultad de Contabilidad y Auditoría. Carrera de Contabilidad y Auditoría. Semipresencial., 2016-01) Machasilla Chadan, Lenis Ibet; DT - Mantilla Falcon, Luis Marcelo
    This research on the theme. "Control of administrative and operating expenses and liquidity of the credit union Ltda Action Tungurahua Ambato city, as the problem is detected overspending, lack of control, which is set as main objective to analyze whether the cost control affects liquidity in order to identify the shortcomings and establish a solution to it. The cooperative system in recent years is occupying most of the Ecuadorian financial market, such as the union credit Tungurahua Action Ltda., The same that offers various financial products and services, for which, took the documents from secondary sources, which were the financial statements, are analyzed and concluded that if the costs affect the liquidity of the cooperative. Faced with the problem detected in the cooperativita, control administrative and operating expenses it is proposed, through cost and liquidity indicators, in order to achieve short-term results to minimize costs and achieve a positive daily liquidity According to the regulations stable Monetary and Financial Code of.