Contabilidad y Auditoría
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Item El microcrédito y el desarrollo socio-económico de los clientes agropecuarios de la ONG INSOTEC(2017-05) Morales Riofrio, Caroll Alejandra; DT - Urrutia Urrutia, Janet CarolinaThe purpose of the present research is to respond to the following problems: "The inadequate use of microcredit in Insotec agricultural producers". One of the key points that should be considered is that they have prior planning before acquiring a microcredit, because many people do not allocate the money to implement a business or enterprise and that is the cause of the problem. Therefore, it is necessary to carry out a thorough follow-up to each client on behalf of the institution so that the management of the credits granted is effective, with which both parties will benefit both the institution to know more about its clients and the To help them know how to use microcredit and improve their living conditions. The main contribution of this research is to be able to get to know the impact or the relationship that microcredits have with the lifestyle of clients who acquire it, if this is a benefit or a burden for them, if Allows them to help third parties ie it also allows giving sources of employment and on the other hand if there are negative aspects behind the use and acquisition of them. Insotec must design an effective tracking process to reach its clients in order to know what happens after the delivery of the credits, as it continues to develop its life and all its daily activities.Item Análisis del desempleo y subempleo en el Ecuador y su impacto en las condiciones de vida de la población urbana, período 2007-2014(Universidad Técnica de Ambato. Facultad de Contabilidad y Auditoría. Carrera Economía, 2016-05) Pozo Rodríguez, Jessica Fernanda; DT - Villa Muñoz, Julio CésarUnemployment and underemployment are variables in the development of the economic cycle that greatly affect the living conditions of the population. Such living conditions can be expressed through the ability of an economy to cope with adverse events and especially finance social and economic development of its population. The presence of unemployment and underemployment in the economic behavior of society brings with it social and psychological collateral damage, since these aspects considerable merit in the long term for the same company expenses. The ratio of unemployment and underemployment regarding the living conditions of the population proposes the interaction of multiple social and economic factors that through this study seeks to propose actions to counteract the negative effects of economic cycles. This research aims to determine the impact of unemployment and underemployment in the living conditions of the urban population of Ecuador during 2007 to 2014, through eight econometric linear regression models that describe the behavior of GDP, Real wages, poverty and inequality in unemployment and underemployment function registered during the aforementioned period.Item La política pública de asistencia social a través del crédito de desarrollo humano y su incidencia en las condiciones de vida de los beneficiarios.(Universidad Técnica de Ambato. Facultad de Contabilidad y Auditoría. Carrera de Economía., 2014-08) Quishpe Quispe, Nelly Silvana; DT - Morales Carrasco, Lilian Victoria