Contabilidad y Auditoría

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Author: search.filters.author.Sánchez Freire, Lourdes PilarSubject: search.filters.subject.CARTERA DE CRÉDITO

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    Análisis de la administración de riesgos de la cartera de crédito y la liquidez, de la Cooperativa de Ahorro y Crédito Credimas de la ciudad de Ambato
    (Universidad Técnica de Ambato. Facultad de Contabilidad y Auditoría. Carrera de Contabilidad y Auditoría Semipresencial, 2015-09) Sánchez Freire, Lourdes Pilar; DT - Villa Muñoz, Julio César
    The development of this research provided the credit union Credimas Ltda. ", Facing the main problem is the poor recovery of loan portfolio, and how this affects the liquidity it also helped determine liquid assets, the result of the 4 types of portfolio equity securities, as has been driving through this period, as well as knowledge of current management and administration of its shortcomings, the main objective is to manage portfolio risk credit and its effect on the liquidity of the Cooperative Savings and Credimas Credit also liquidity indicators were determined in terms of loans, deposits, minimum liquidity reserves and the minimum reserve asset, in terms of products financial cooperative that provides the public with products that have most captured and placed in the credit union Credimas were determined. The research helped to meet the entity financially, by applying the method of financial evaluation method as CAMEL, and indicators such as capital efficiency, location of assets, management efficiency, and operating results liquidity management. With all this research developed significant results that determined the decreased liquidity of the company, so management must take the necessary corrective measures and to improve obtained, the stability of the cooperative and thus continue operating and avoid bankruptcy of the same.