Contabilidad y Auditoría

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El microcrédito y el desarrollo socio-económico de los clientes agropecuarios de la ONG INSOTEC
(2017-05) Morales Riofrio, Caroll Alejandra; DT - Urrutia Urrutia, Janet Carolina
The purpose of the present research is to respond to the following problems: "The inadequate use of microcredit in Insotec agricultural producers". One of the key points that should be considered is that they have prior planning before acquiring a microcredit, because many people do not allocate the money to implement a business or enterprise and that is the cause of the problem. Therefore, it is necessary to carry out a thorough follow-up to each client on behalf of the institution so that the management of the credits granted is effective, with which both parties will benefit both the institution to know more about its clients and the To help them know how to use microcredit and improve their living conditions. The main contribution of this research is to be able to get to know the impact or the relationship that microcredits have with the lifestyle of clients who acquire it, if this is a benefit or a burden for them, if Allows them to help third parties ie it also allows giving sources of employment and on the other hand if there are negative aspects behind the use and acquisition of them. Insotec must design an effective tracking process to reach its clients in order to know what happens after the delivery of the credits, as it continues to develop its life and all its daily activities.