Indicadores de medición como herramienta para evaluar emprendimientos generados con el Crédito de Desarrollo Humano

Abstract

The evaluation of entrepreneurship programs and policies is a task of great importance given that it must provide a better use of public resources in promoting the creation of companies and the development of the economy of the rural sector. The generation of enterprises is essential for the development of a community, parish, canton, province and therefore of a nation, since, through the creation of companies and sources of employment, it lends itself to economic growth. For this it is necessary that the entrepreneur has a financing or own capital to meet the objective of a business. The main objective of this study is to construct indicators based on multivariate statistical methods considering the variables: location of the enterprise, ethnic group to which the entrepreneur belongs, amount invested, level of education of the entrepreneurs, number of children of each family, which will allow to characterize the success of the enterprises in particular of the beneficiaries of the province of Morona Santiago. Due to the complexity of the characteristics related to the success of the enterprises, multivariate statistical methods have been used with the objective of recognizing some explanatory pattern or structure and, in addition, to pose hypotheses for later studies. Based on the exploratory Factorial Analysis as confirmatory, indicators of efficiency, effectiveness, quality and economy have been constructed that will allow evaluating the enterprises in particular those that were created with the credit.