La gestión de crédito y cobranza y la cartera vencida en Importadora Alvarado Vásconez Cia. Ltda.

Abstract

Importer Alvarado Vásconez is a company of overwhelming growth to its competitors, its position in the market is steadily growing over the years, internally it is an established company with an excellent working environment but in recent years the problems with regard to credit management and collection of the organization it has been a delimiter for the full growth of the organization. It has been clearly established that the policies and procedures around the credit and collection organization are not efficient; this is reflected in the increased percentage of delinquencies. Besides this NPLs of the organization is constantly growing which directly affects the liquidity of the organization, this research could finally say that by gear for doubtful accounts, overdue loans, inadequate policies and procedures the company is feeling the impact profitability to run your business. After determining the problems that the institution it is suggested that a manual process and collection policies, to define the proper way in which to act for each type of problem in the field, the same should limit the short-term credit and the implementation of nonperforming loans through the legal field.