Browsing by Author "Fiallos Lema, Fernando Rodrigo"

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    El proceso de otorgamiento de crédito y su incidencia en la cartera vencida en la empresa CENTRAL CAR S.A.
    (Universidad Técnica de Ambato. Facultad de Contabilidad y Auditoría. Carrera de Ingeniería Financiera., 2016-01) Fiallos Lema, Fernando Rodrigo; DT - Toscano Guerrero, Francisco Eduardo
    It is an important company in the automotive sector for the country's central area, with the need to update their credit sales processes. Company in order to increase their income level remains an attractive credit line that goes from zero to five years to the consumer. Being an important part of corporate success successful collection management that meets effectiveness and efficiency performing loans becomes valid ongoing training, renewal of forms, approved revision of information and proper communication to the customer from the sales consultant on credit. In the study the internal organization towards work and business flow of business to be established regarding the delinquency and portfolio risks and the importance of ongoing monitoring and evaluation of actions and reactions that are managed accounts is reviewed revised portfolio turnover and the level of accounts receivable only in this way ensures success, growth and development of the automotive dealer.