Browsing by Author "Chaquinga Ramos, Lorena Maribel"

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    La instrumentación de las colocaciones de créditos y su incidencia en el riesgo crediticio de la Cooperativa de Ahorro y Crédito Mushuc Runa Ltda
    (Universidad Técnica de Ambato. Facultad de Contabilidad y Auditoría. Dirección de Posgrado, 2015-05) Chaquinga Ramos, Lorena Maribel; DT - Cruz Lascano, Mary Elizabeth
    This thesis focuses on the implementation of the loan placements and their impact on the credit risk of the credit union Mushuc Rune Ltda. Once the problem detected is contextually analyzed at a macro level, meso and micro, then determines the justification and left established the general and specific objectives, through the bibliographical research we proceed to the construction of the theoretical framework to properly substantiate the research variables, based on information gathered from books, pamphlets, magazines, and the Internet leaving marked the hypothesis: The implementation of credit loans affect the credit risk of the credit union Mushuc Rune Ltda; as an early response to the problem, it was later verified by statistical procedures and mathematical calculations. Once established research methodology and techniques are selected appropriate tools for data processing as a basis for quantitative and qualitative analysis of the variables investigated, proceeding to statistically analyze the data, they are developed and can get conclusions and recommendations. Depending on what is revealed by the investigation proceeds to raise a proposed solution, which is aimed at facilitating the work of the institution, and provide a useful material, practical and easy to access, which is called: Instrumentation to decrease creditico risk and improve indicators at the level of financial expertise in the credit union Mushuc Rune Ltda, which will assess the work of the Advisory and Credit Analyst in a timely manner, assessing compliance with the same credit policies which is a contribution researcher perfectible character, because it is not final and who has a close, its contribution to perfect.